Wednesday, July 9, 2008

Debt free goals! Dave Ramsey Inspired

Awe and Wonder.

As you know we have a desire to be completely debt free. To have an emergency fund. To have our retirement deduction increased, and in order. A savings fund for 3-6 months worth of expenses.
We were able to save a little for college back when the kids were very little.
With so many medical issues we had to stop the college fund a long time ago , but we left it alone. We hope to soon reinstate it.
well...

We cashed three 30 year old US Savings bonds and were able to have an emergency savings fund.

We received our tax refund back. It appears I made an error in the return and upon their correction we received more than we thought we would!
Imagine that!!!
With it we will be able to pay off 2/3 of Doves braces
all of her surgery (that will be coming out of pocket).
Regarding her new surgeon that we met yesterday. He waved the charge for the nitrite oxide (laughing gas) and is not charging me for some numbing spray I requested for her injection site. Her sergery is this Friday, I have to get many things prepared for the weekend of care needs she may have.

Now we also received our tax incentive check.
This will pay for my $1000. toward my implant surgery in August and even allow for the $300. so I can be put to sleep for the procedure.
(our insurance does not cover the anesthesia).

It will also pay off Beloveds new crown. Now that is another thing to have joy over. The insurance told us (after the fact) that his crown would not be covered because it was porcelain. Well the dentist fixed the issue we owe nothing to him, and on top of it they sent out a refund of $27. to us!!!

Beloved's parents took out a small life insurance policy on him when he was an infant. We researched it and....are cashing it out.
We will be able to get Two years of life Insurance on my Husband! We have set in motion to cash it out!
I have a small policy on me that I keep up yearly.

P.S. Do not depend on your employers life insurance for the new laws make it very easy for them to refuse your benefits (if you sue, the law only allows you to collect the premiums that you paid).
With a little left over that we may be able to drive over to California for a beach trip? We have to really pray about doing that.
We have not had a family holiday in 5? years.

We are going to sell our camp trailer and that will give us 3 months worth of expenses in savings and enough to give as well.

Save some
Pay off all
Give some
Spend some
I am amazed at the speed that this is happening!
We are so thrilled to see that we may even get a rest.
I do not know if we will go to California or not. With asthma I think of the fires and bad air.
Wow! I think giving the children and Us holiday would be so good for our souls.

Well I better get back to work. I have jewelry to create and kids school clothing to sew.
Supper to consider as well! I have to also shop for Dove some soft foods.

I just had to tell all of you of the wonderful way I see God providing for us!
I awoke at 3:34 then again at 3:33 I do not know how that occurred but I came in and got into the word and had time with Abba. When that happens it really wakes me up fast to know HE is their waiting to be with me.
He took me to James 1:3 Endurance. :)

1 comment:

Older women likewise teach the younger women...

• how to love their husbands
• how to love their children
• how to be self-controlled
• how to be pure
• how to be keepers at home
• how to be kind and submissive (not subservient) to their own husbands. (See Titus 2:3-5)

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By Maya Angelou

'A woman's heart should be so hidden in Christ
That a man should have to seek Him first to find her.'

When I say... 'I am a Christian' I'm not shouting 'I'm clean living,'
I'm whispering 'I was lost, Now I'm found and forgiven.'

When I say... 'I am a Christian' I don't speak of this with pride.
I'm confessing that I stumble and need Christ to be my guide.

When I say... 'I am a Christian' I'm not trying to be strong.
I'm professing that I'm weak and need His strength to carry on.

When I say.. 'I am a Christian' I'm not bragging of success.
I'm admitting I have failed and need God to clean my mess.

When I say... 'I am a Christian' I'm not claiming to be perfect,
My flaws are far too visible, but God believes I am worth it.

When I say... 'I am a Christian' I still feel the sting of pain...
I have my share of heartaches, so I call upon His name.

When I say... 'I am a Christian' I'm not holier than thou,
I'm just a simple sinner Who received God's good grace, somehow!

Words have power. Here are a few of my favorite sayings.

  • A warm cup of tea is like a cuddle with a friend.
  • The North American Indians have a more eloquent word for ‘friend’ than we do in English. In their language, the word for friend literally means, “the one who carries my sorrows on his back.”
  • Return with Honor
  • The sage anticipates things that are difficult while they are easy, and does things that would become great while they are small. All difficult things in the world are sure to arise from a previous state in which they were easy, and all great things from one in which they were small. Therefore the sage, while he never does what is great, is able on that account to accomplish the greatest things."
  • "HOME IS WHERE YOUR STORY BEGINS"
  • “Live so that when your children hear these words they think of you… Fairness Caring Integrity Honesty Love Trust.”
  • "O Lord help my words to be gracious and tender today, for tomarrow I may have to eat them."
  • "No man has ever been shot while doing the dishes"
To The Ends Of The Earth
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e patterns My sister told me of this site

Please pray for her parents and family

Please pray for her parents and family
Amy has clicked her heals and flown to her real home. There is no place like home.




This was given to me for the third time in just a few weeks.

Zephaniah 3:17 NLT
"For the LORD your God has arrived to live among you. He is a mighty savior. He will rejoice over you with great gladness. With his love, he will calm all your fears. He will exult over you by singing a happy song."

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