Mother of many

Hello
I had an adventuresome day. Dove had her
The 5th graders were having sex ed.
the girls got a bag including some deodorant but the boys did not for there was no funding for them. So I got the goose flying over head as it were and followed Him to a Wal-Mart got 21 of the deodorant and then had another store hold another 25 so I drove over and got them.
the boys are now set to not be embarrassed of BO
I felt better today than I have in some time. It was so wonderful to do the chase. The goose fly's over and the view! Riding on that breeze made me feel revived.

The call came in that there is a cancellation and so tonight I will the sleep study, I will get set up with the CPAP. This a week ahead of time. BLESS GOD!
I am sooooooo tired


ps just before departure here
could sure use you prayers
Dove caused me a bad fall. She did not intend it just forgot herself and got under my legs held on to my dress I fell hard againt the iron bed frame
i have need to really steep
pain pills not an option  oh trials
steve and i just can't believe it i hit my head on the dresser

god is good all will work out my sweet 12 turned 6 and for that instant in time I go in the mix

Consider the Ant

A wonderful dream and awaken to start the day mid dream, tired my eyes open and I drag myself up and begin the day.
Last night I really so enjoyed saving Dove's project.  She had a map of the U.S to mark cut and assemble.

Sweet child got a hard lesson is pacing her homework. As diligent as she has been she did not give herself enough time. She was working so hard on it and had messed up the glue. Spending an hour or so we got the project saved. She is a good kid and learned a good lesson regarding time management.

Lethargy is the mode of late and it is really getting old.
She had asked me to read to her at bed time, requesting the scriptures. Blessed am I that she did so.
They spoke to me as well.

Dash had the need to get help with his room. Today I am home all day. We awoke with ANTS thousands of ants in Dash's room. It is my desire to help him with his room and has been for a while. Those ants were so much more diligent than I.

Today I will be doing his room in fazes. It looks like a killing field in there. WINDEX like "my Big Fat Greek Wedding" (movie) it really is good for everything. So every thing is shaken out and the critters spayed with it as they drop to the floor. I have yet to find the draw. I think he spilled some juice in there.

Inch by inch. Yet this lethargy is a pain! I think the high iron may be like lead in my pants HA!

I love my day, this life for the family. Lunches, ants and breakfasts. Vitamins dolled out and projects loaded onto the school bus. Steve left the sweetest card on the baking counter and a movie called "The Notebook".

It is my birthday today. I am 49 today. Oh where does the time go. Into the embrace of Love and the days of favor and mercy. A life time of trial to mature and refine me. All the dross a gift in itself.
I love my life. I am grateful to have been born, survive and thrive. To live the dream. Motherhood with an amazing mate at my side.

And ants underfoot to remind me of the diligence that has gained me such a reward as this. Debt free as of Tuesday. All medical paid off. The future is promise that despite and even because of  every challenge I will still have the mind to thank My God the Lord of all for all that He is in me and for me.

My birth a gift, my life a challenge to keep me striving for more character and humility.
I am blessed.
.

Urgent!!!!!! RECALL! Childrens motrin and tylenol

Motrin/tylenol site  click here to get refund
Original article click here

Here we go again dirty machines? lazy workers cutting corners? Greedy manufacturers...?
Ah who cares it is just kids right?

Wonder who will fight for the children.

Explination of absence on the computer

busy girl!

Setting my financial house in order.
The tackle post is not just so but I did my best to explain it.
On to the full day here
Enjoy the wonder of the day. It will never be here just like today again.

Tackle it Tuesday Yearly projection of budget

My Sweet Girl gets her braces off today

 We (bless God) with a lot of hard work will be paying it off in full today!

 A freezer and deep freeze inventory as well as pantry sets me to know what lead in adds to keep watch for in order to use the grocery budget most wisely.

an inventory on all medications was also accomplished this week

By utilizing our insurance mail order plan we are able to get three months  (90 day with three refills) benefit. It is important to keep an eye here. I have over purchased before when a refill was made prematurely.

The over flow was also inventoried.

These are the lead ins that with coupons were pennies on the dollar.

We will not need any shampoo that's for sure for the rest of the year.

 Last night four hours were invested into our budget for the full year. In order to fully know where we will stand. On months with extra months that were lean or under the funds were held to cover the following month. The grocery budget reduced (a real discipline here to cook more and more) a menu weekly does truly make a difference.
I have tried to make a copy of the type of spreed sheet I use being a bit computer knowledge limited I did my best
Our budget has now been projected out through December. This way we have placed every cent to a designed place. If one month is short we use the prior month to cover it by cutting out expenses or cutting them down asap.This my friends is a great discipline and it has great rewards.

We are out of debt!

Except the mortgage.

This year we tightened the boot strings even more by taking a 22 year mortage down to a 15 year.

We are forced to find an extra $150 to cover the increased pmt.

Rather than adding $150 to the principal we were able to refinance for almost 1% point under (in our case for free). With a refund due to escrow overage.

	PLAN	Goals / Due by	actual/debit	actual/cash	Date pd. / Chk #
cash on hand	#DIV/0!		#DIV/0!
child one savings
child two savings
Pay Pal chking online purchases	$                    -		$                   -
Total			$                                -
TOTALS
TOTAL ALL CATEGORIES			$                   -
ALLOCATION REMAINING
	PLAN INCOME		ACTUAL INCOME		Deposit Date
Paycheck 1		Paycheck 1			lowest average
Paycheck 2		Paycheck 2
Paycheck 3		(May, Oct) Paycheck 3
Non taxed - Other pay 1		Other pay 1
Non taxed - Other pay 2		Other pay 2
Deposits from envelopes		Deposits from envelopes
overage from prio month to cover shortfall		Deposits from envelopes
Pay pal Checking (Auto deposit from paychk)		Pay pal Checking
Refunds / reimbursements		Refunds / reimbursements
Federal Tax Refund		Federal Tax Refund
State Tax Refund		State Tax Refund
TOTAL INCOME	$                    -	TOTAL INCOME	$                   -
CHARITABLE GIFTS (10-15%)	#DIV/0!	Range:$0 - $0	$                   -
SAVINGS (5-10%)	#DIV/0!	Range:$0 - $0	$                   -
HOUSING (25-35%)	#DIV/0!	Range:$0 - $0
UTILITIES (5-10%)	#DIV/0!	Range:$0 - $0
TRANSPORTATION (10-15%)	#DIV/0!	Range:$0 - $0
MEDICAL / HEALTH (5-10%)	#DIV/0!	Range:$0 - $0
FOOD (5-15%)	#DIV/0!	Range:$0 - $0
PERSONAL (5-10%)	#DIV/0!	Range:$0 - $0
CLOTHING (2-7%)	#DIV/0!	Range:$0 - $0	$                   -
RECREATION (5-10%)	#DIV/0!	Range:$0 - $0
cash on hand			$                   -
		TOTAL	$                   -
Investments
401K
two
three
four
five
remainder end of month goal? 3 mo. Fund					Lay off fund expences for 3 months
HOUSING (25-35%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Mortgage
Mortgage Late Fees
Additional Principle
Repairs to house / Furnishings
Home maintenance
Replace Furn/Appliances/Decor
Yard / Garden Maintenance
Yard / Garden Purchase
Bedroom Carpet / kitchen flooring
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
UTILITIES (5-10%)	#DIV/0!	Range:$0 - $0	#DIV/0!
SRP electricity
City of Mesa Water / Trash
Cox Phone / Internet
Easy news		Auto debit
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
FOOD (5-15%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Grocery ($200 cash on hand)
Week1
Week2
Week3
Week4
Week5
Stockpile
Birthdays/celebrations
Holidays/parties/vacation		thanksgiving
Restaurants
Dog Food
Chicken Food
School Lunches
Steve's Lunches		petty cash
Supplements
Memberships
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
PERSONAL (5-10%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Life Ins -wife chk $? yr. due 00/00/10		to envelope $/12		???	To Envelopes
LIFE Ins Co. Pmt					To Envelopes
Life Ins - husbands yr. due ?00/00/10		to envelope $?/12 = $?		???
Life Ins Co. pmt
IRA National Finance annual fee (retirement mgmt)		?/yr, due Dec
Allowance 4x$5 -child 1					when fund are able
Allowance 4x$5 -child 2					when fund are able
Pocket Cash (Petty Cash)
Educational Expenses
School Supplies & Expenses
School Photos / Field Trips
Adult Education
Library fines
Gifts (Aniv,Hol,Christmas)		SAVE FOR CHRISTMAS
Gifts (our birthdays,adopt day)
Gifts (to give, bday,wedding,etc)		make gifts
Hobby / Crafts / Sewing
Postage / Shipping & Handling
Computer fund hrdwr/sftwr
Hair Care / Cosmetics
Toiletries
Pet Supplies
Chicken (pine shavings)		Wal mart $7 lg bag
Dogs (license)		Chk $52 yrly due Aug '10
Miscellaneous
Subscriptions - Magazines
Financial Purchases
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
CLOTHING (2-7%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Adults
Children
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
SAVINGS (5-10%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Emergency Fund (12k/3mo)		savings (cush) in bank			NO TOUCH!
Emergency Fund ($1000)
child 1 Savings					education
child 2 Savings					education
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
CHARITABLE GIFTS (10-15%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Cash
Non deductible
Non-cash
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
TRANSPORTATION (10-15%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Car Ins ($? yr $? Qty) / monthly		to env
auto ins Pmt		due Oct, Jan, Apr, Jul
Deductible ($1000)					in case of acciden have enough to cover it
License and Registration
vehicle one ?/ 12)		due Apr 2011
Vehicle two ?/12		due Jan
Trailer		due Jun 2010
Emissions Test		Chk $30 yr approx
vehicle one ?/ 12)
Vehicle two ?/12
Gas
wk1 Honda		debit
wk2 Honda		debit
wk3 Honda		debit
wk4 Honda		debit
wk5 Honda
wk1 Chevy		debit
wk2 Chevy		debit
wk3 Chevy		debit
wk4 Chevy		debit
wk5 Chevy		debit
Travel
Trip 1
Trip 2
Oil
Tires
Repairs
Honda
Chevy
Camper
Additional Purchase for
Honda
Chevy
Camper
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
RECREATION (5-10%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Entertainment
Admissions
Media, Movies, Games
Vacation
Pet / Estate care
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
MEDICAL / HEALTH (5-10%)	#DIV/0!	Range:$0 - $0	#DIV/0!
Doctor		copay for an er visit
1 husband		debit
2 wife		debit
3 child one		debit
4 child two		debit
Dentist
1 husband		debit
2 wife		debit
3 child one		debit
4 child two		debit
Optometrist		$15 copay?
1 husband		debit
2 wife		debit
3 child one		debit
4 child two		debit
Drugs
husband rx		debit $? every 3 mo.
wife rx		debit $? every 3 mo.
child one rx		mail ord $? every 3 mo.
child two rx		mail ord$?every 3 mo.
RX		mail ord$?every 3 mo.
RX		mail ord $? every 3 mo.
RX		mail ord $? Every 3 mo.
RX		mail ord $? every 3 mo.
RX		mail ord$?every 3 mo.
RX		mail ord$?every 3 mo.
RX		mail ord$?every 3 mo.
RX		mail ord$?every 3 mo.
RX		monthly
Non-mail order		debit
Non-prescription		Tylenol, cold misc
Vet Exams		exams
Shots/med, nail trim $15 ea
shots ($18 ea, due 12/9,rabies due 8/9)		shots due Nov,rabies 3yr
TOTAL	$                    -		$                   -
ALLOCATION REMAINING	$                                 -		$                                -
MEDICAL DEBT / EXPECTED DEBTS	#DIV/0!		#DIV/0!
(braces)
unpaid medical
I can not get rid of this color!